Welcome to our July 2023 Spread the Word, jam-packed with news, updates, and advice for aspiring and existing homeowners and property investors. This month we also take a look at protection insurance products, ensuring you and your loved ones are cared for, whatever the circumstances…
Team News
We are thrilled to welcome Daniel Hemblen to our growing team of advisers at Stratton Thorpe Mortgage Solutions. Having worked in the mortgage industry for over 20 years for the Nationwide Building Society, Daniel holds the full CeMAP Certificate in Mortgage Advice and Practice. His can-do attitude is one of his many assets, with an extensive bank of knowledge and an impressive professional network.
“I jumped at the chance to join the Stratton Thorpe Mortgage Solutions team. I get the opportunity to use my two decades of experience to help our broad range of clients find mortgage and protection products to meet their needs and exceed their expectations of a tailored broker service.”
In his spare time, Dan enjoys football, watching Norwich City play, and travelling to sunny climes when he can!
NEWS & UPDATES
Average age of first-time buyer is now 37
When it comes to climbing the housing ladder, it’s our 40s that present the greatest degree of housing affordability compared to any other life stage. This is according to the latest research by property purchasing specialist, House Buyer Bureau,.
The company analysed the average earnings, average house price and income to house price ratio of buyers at various stages of the life cycle, to reveal at which point in their lives, the high cost of homeownership is easiest to overcome.
SOURCE - MORTGAGE STRATEGY
protection insurance - don’t put it off until it’s too late
Protection insurance policies provide both peace of mind and a financial safety net in the event of illness, injury or death. Regardless of whether you’re single or in a relationship, have dependent children or don’t have children, chances are you will benefit from some form of protection insurance.
You might already have some cover in place. That’s great, but does it still meet your needs? It’s helpful to make sure you review your cover every few years or whenever you have a change in circumstances such as marriage, civil partnership, having children, moving home, a relationship breakdown, a new job… all these events could have an impact on what cover you should have in place.
It’s worth noting, protection insurance options and prices can be influenced by your health and age. Therefore, taking out cover sooner rather than later can have its advantages.
Our advisers at Stratton Thorpe are best placed to help you find the most appropriate cover for your circumstances. To help you understand the options available to you, take a look at this short guide to protection insurance.
Have a read below of our simple guide to protection insurance products. Simple click the arrow to scroll through the pages…
If you would like us to send you a free copy of the protection guide, please email
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IS your current mortgage deal ending before 1st JANUARY 2024?
Hard to believe we’re already talking about 2024! If your current mortgage deal ends before 1st January 2024, it's time to start thinking about remortgaging.
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· Free no-obligation initial consultations
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· Simple, hassle-free service - we take care of everything to ensure a smooth transition to your new mortgage
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